Question 1

How is the NPS corpus calculated?

Accepted Answer

Your monthly contributions compound at the expected return until age 60. ZMoney+ shows the total corpus, the 60% tax-free lumpsum, and the 40% used to buy an annuity that funds your monthly pension.

Question 2

How much of NPS is tax-free at 60?

Accepted Answer

At 60 you can withdraw up to 60% of the corpus tax-free; the remaining 40% must buy an annuity, and the pension from it is taxable as income.

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