Question 1

How is SIP maturity calculated?

Accepted Answer

Each monthly instalment compounds at your expected annual return for the number of months left until maturity. ZMoney+ sums the future value of every instalment to show total invested, estimated returns and final maturity value.

Question 2

What is a step-up SIP?

Accepted Answer

A step-up SIP raises your monthly instalment by a fixed percentage each year, so your investing grows with your income. Even a 10% annual step-up can meaningfully increase the final corpus versus a flat SIP.

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