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Legal & Compliance
Documents
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Terms of Service
User agreement and platform rules
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Privacy Policy
How we collect, use, and protect your data
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Disclaimers
SEBI, RBI, IRDAI compliance declarations
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Grievance Officer
Contact for complaints and data requests
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Grievance Officer
Email: grievance@zmoneyplus.com
Response: 24h acknowledgment, 15-day resolution
If unsatisfied, approach the Data Protection Board of India (DPBI).
Regulatory Declarations
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SEBI Compliance
ZMoney+ is NOT registered with SEBI as an Investment Advisor, Research Analyst, Portfolio Manager, or Stock Broker. No content within the app constitutes investment advice.
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RBI — Z Cash Declaration
Z Cash is a virtual, in-app reward with no real-world monetary value. It cannot be converted to real currency, transferred, or withdrawn. ZMoney+ is not a payment system or e-wallet.
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IRDAI Compliance
ZMoney+ is not registered with IRDAI. The Insurance Checkup is an educational assessment and does not constitute insurance advice or solicitation.
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Educational Purpose
All trading is simulated with ₹5 Crore virtual capital. No real money is invested, earned, or at risk. Past performance shown in simulations does not guarantee future results.
ZMoney+ · Educational Financial Simulator Not registered with SEBI, RBI, IRDAI, or AMFI © 2026 ZMoney+. All rights reserved.